Put our more than 25 years of retirement planning knowledge to work for your dreams.
How will I know if I have enough money to retire?
“I recently retired from the Cleveland Orchestra after 44 years of service. From day one I put aside a little money each week towards retirement. The former financial advisor managing my retirement account was competent but not very communicative, and I felt anxious about whether I could afford the next chapter. A few years ago I switched to Peter Gallagher and URPG. The difference was amazing! URPG has great financial tools and Pete showed me I was able to go forward with retirement with confidence, which I am enjoying immensely! He also emphasized the importance of my wife and I having long-term care insurance in place to protect my family from undue financial burden as we age. I hear from Pete on a regular basis, updating me on my account and recommending adjustments as needed. He is a true professional and is extremely ethical, attentive, organized and compassionate.” - Scott
I had no idea how much healthcare and housing costs were in retirement. Can I even afford to retire?
“I am entering my retirement years independently. When I looked to change my financial advisor, I needed more clarity and understanding of my financial needs and goals, and more communication than I was experiencing. Covering healthcare and housing expenses for a few more decades also seemed daunting. I am delighted I met Peter, who addressed my concerns with a comprehensive financial plan that eased my worries about the unknowns. I trust the investments I have will cover my needs and also provide for a few retirement dreams of mine, including travels and leaving a legacy for my daughter." - Monica
Are my investment management fees more than I need to pay? How can I know that?
“Peter Gallagher changed my life. I had deferred a lot of our financial planning to my husband and when he passed, Peter understood my needs and goals. I also understand what I am paying for. Peter is very transparent when it comes to fees. I trust him immensely, and enjoy his team and the firm’s high level of service.” - Nina
This statement was provided on 1/26/23 by Nina, a client of Peter J. Gallagher, Managing Director, Unified Retirement Planning Group. This statement may not be representative of the experience of others and is not a guarantee of future performance or success. For additional reviews, search us wherever local businesses are reviewed.
Financial Advisors Focused on Your Retirement
We’re an independent advisory firm led by Peter J. Gallagher, a fiduciary. This means we are obligated by law to act in your best interest in all interactions and to disclose any conflicts of interest. (Not all advisors are fiduciaries.) We concentrate entirely on the complex and changing retirement income needs of clients age 50 and older. We stand ready to help you address the emotional decisions you must make to confidently prepare for your financial future.
Services Specialized to Your Needs
Unlike some financial services firms that want to be all things to all investors, we focus on the very specific needs of a select group of clients. That’s why we specialize in retirement income planning, investment management, and legacy planning. We have several advanced planning designations that give us the knowledge to help you make informed decisions in these key areas.
Helping You at Every Stage
Whether you’re planning ahead, nearing retirement, or already retired, our personal retirement specialist can help you take your best steps toward achieving your goals.