Your Personal
Retirement
Income Specialist
Put our more than 30 years of retirement planning knowledge to work for your dreams.
Media Mentions
Financial Advisors Focused on Your Retirement
Since 1994, we’ve helped clients in the greater Westchester County and New York City areas invest for their future. Today, we serve clients nationwide while remaining selective in the relationships we take on, allowing us to devote the time needed to provide a high level of service designed around your needs.
We’re an independent, fee‑only advisory firm led by Peter J. Gallagher, a fiduciary. As a fiduciary, Peter is required to put your best interest first in every interaction, a standard not all advisors follow. Our work centers on the complex and evolving retirement income needs of our clients. We help you work through the financial and emotional decisions involved in preparing for your future with confidence.
"Helping people make smart financial decisions is deeply rewarding. I’m proud to make a real difference in their lives."
Services For You
Unlike some financial services firms that try to be all things to all investors, we focus on the specific needs of a select group of clients. We specialize in retirement income planning, investment management, and legacy planning. Our advanced planning designations give us the knowledge to help you make informed decisions in these key areas.
Testimonials
How will I know if I have enough money to retire?
"The difference was amazing. Pete showed me I was able to go forward with retirement with confidence, which I am enjoying immensely."
Scott
Retired
I had no idea how much healthcare and housing costs were in retirement. Can I even afford to retire?
"Peter addressed my concerns with a comprehensive financial plan that eased my worries about the unknowns."
Monica
Retired
Are my investment management fees more than I need to pay? How can I know that?
"Peter Gallagher changed my life. He understood my needs and goals at a very difficult time."
Nina
Retired
These statements reflect the experiences of current individual clients, and are their personal opinions. They may not be representative of the experience of others and are not a guarantee of future performance or success. For additional reviews, search for Unified Retirement Planning Group on local business review platforms. No compensation is provided for testimonials or referrals, and no material conflicts of interest are present.